Closings with Integrity & Sincerity

What is Title Insurance?

Title insurance protects you against problems affecting the title of your home. It’s important to understand that there are two types of title insurance: a loan policy and an owner’s policy.

A loan policy protects the lender for the amount of the loan, while the owner’s policy protects the homeowner’s investment in and rights to the property. In both cases, the title process covers an exhaustive search of public records to make certain the title to the subject property is clear and covers against future loss if a claim against the property is made.

Unlike a normal insurance policy, a title insurance policy is a one-time payment generally paid at closing. Despite only paying for the policy once, you will be covered as long as the property remains in your ownership. Our goal at Integrity Title Services is to serve you, whether you are buying or selling, with integrity to make the closing process enjoyable for everyone.